Blog

Money, khata & getting paid back.

Practical guides on tracking debts, managing udhaar, lending to friends and family, and keeping small-business credit under control.

Why You Always Forget Who Owes You Money (and What to Do About It)

Psychology has a name for it: lenders forget, borrowers remember differently, and everyone is sincere. Here is how to beat your own memory.

Credit keeps customers loyal — until it quietly eats your cash flow. Practical rules for giving udhaar that comes back.

The notebook is free, familiar and battery-independent. So why are shopkeepers switching to khata apps? An honest look at both sides.

A few ground rules turn lending to people you love from a relationship risk into a simple, recoverable favour.

Asking for your own money back should not feel rude. Five scripts and strategies that get you paid without damaging the relationship.

The paper khata has run small shops for generations. Here is what a digital khata is, how it works, and why thousands of shopkeepers are switching.